"Australian Mortgage Exchange specialise in mortgage finance solutions for small business and the self employed at competitive rates." "Our mortgage programs include standard mortgages, prime home loans, construction loans, land loans, non-saved deposit loans, equity home loans, lines of credit, lo doc loans, no doc home loans, jumbo loans and now bad credit loan mortgages." " We can help with mortgage refinancing and debt consolidations and debt restructuring with our mortgage loans" "What kind of mortgage finance do you really need? Full doc, Lo doc, No financials, bad credit? We cover all the mortgage finance small business and the self employed." "Apply here now." "It's free, and could save you a lot of time, money and hassles!"

Mortgage Select: Australian Mortgage Exchange

Mortgage application selection:

Australian Mortgage Exchange have a wide range of mortgage solutions for every situation and circumstance. Please select a mortgage loan for the selection below and then apply online.

No savings, 10% deposit mortgage:

No savings, 10% deposit mortgage
- 90% mortgage
- 10% deposit need not be saved, and can be from any source including:
  - Borrowed
  - First home owners grant
  - Gift from parents
- Competitive interest rates, below most bank standard variable.
Apply here now

Mortgage refinancing :

5% equity required if only one loan refinanced
- 95% mortgage
- 5% equity left in home after refinancing.
- Competitive interest rates, below most bank standard variable.
Apply here now

Debt consolidation mortgage:

10% equity required where several debts are to be consolidated into the mortgage.
- 90% mortgage
- 10% equity left in home as a minimum after consolidation:
- Consolidate many loans into one low repayment including:
  - Existing mortgage [required]
  - Personal loans
  - Credit Cards
  - Store cards
  - Car loans
- Competitive interest rates, below most bank standard variable.
Apply here now

97% LVR mortgage:

97% LVR mortgage
- 3% saved over 6 month essential minimum.
- Also must have application and establishment fees and mortgage insurance, but can be grant or gift. [Allow 2% to 3% of loan amount]
- Low other credit essential.
- Good credit essential.
- Stable work history.
- Expect very competitive rates. [under most bank standard variable rates]
Apply here now

95%LVR Line of credit mortgage:

95%LVR Line of credit mortgage
- 5% saved over 6 months minimum
- Same jobs at least 6 months full time all applicants.
- Must also have around 2% allowed for costs including valuation and mortgage Insurance.
- Minor credit problems may be accepted if dealt with 6 months before applying.
- Competitive rates.
- Direct salary crediting possible.
- Credit card and cheque book attached to loan as options.
Apply here now

Jumbo mortgage:

80% LVR Jumbo loans
- Loans up to $2 million per security.
- Fully verified loans for credit worthy people wanting to buy properties of over one million dollars.
- Need at least 20% deposit, or equity if refinancing for best rate offer.
Apply here now

80% LVR Lo doc mortgage:

80% LVR Lo docs
- Ideal for self employed or full time property investor with no financials prepared to satisfy normal lending criteria.
- 2 years in business required ABN.
- Paperwork less demanding on serviceability and self certification required.
- Need at least 20% deposit, or equity if refinancing for best rate offer.
- Competitive rates, with options to reduce to below most bank standard variable rates:
  - As soon as the income can be verified or,
  - Automatically after a satisfactory repayment history.[24 months]
Apply here now

65% LVR No financials mortgage:

65% LVR No financials mortgage
- Ideal for self employed.
- No track record in business.
- Paperwork less demanding on serviceability and self certification required.
- Need at least 35% deposit, or equity if refinancing for best offers.
- Rates about 1% more than standard variable, but options to reduce to lenders standard variable:
  - As soon as the income can be verified or,
  Automatically after a satisfactory repayment history.
Apply here now

20% non-residents [Overseas investor] mortgages:

20% non-residents [Overseas investor] mortgages
- Investors from other countries can now invest in Australian Property.
- You must be Foreign Investment Review Board approved.
- Must have 20% deposit as a minimum plus your costs to complete settlement.

Apply here now

Up to 95% mortgages for Australians working overseas:

Up to 95% mortgages for Australians working overseas
- Australians residing and working overseas can now get invest or refinance in Australia as if they were here.
Apply here now

NZ to Aus investor mortgages:

NZ to Aus investor mortgages
- We can now use the equity in New Zealand property to invest in Australia.
Apply here now