"Australian Mortgage Exchange are mortgage originators and mortgage service providers" ""We offer flexible mortgage solutions at competitive rates with no ongoing fees and charges" "Our mortgage programs include standard mortgages, prime home loans, construction loans, land loans, non-saved deposit loans, equity home loans, lines of credit, lo doc loans, no doc home loans, jumbo loans and now bad credit loan mortgages." "We specialise in mortgage refinancing, debt consolidations and lo doc loans for the self employed who can't verify income." " Our bad credit mortgage loans, can be used to refinance those with bad credit ratings" "Apply for a home loan here now." "It's free, and could save you a lot of money!"

Mortgage Programs: Australian Mortgage Exchange

Mortgage Programs.

As securitised home loan mortgage lending originators, mortgage managers and mortgage service providers, Australian Mortgage Exchange can tailor a mortgage program to suit you. This includes the elements from Australia's Best Home Loan!

Because we lend direct to the public and because we offer flexible mortgage solutions at competitive rates with no ongoing fees and charges Aumex [Australian Mortgage Exchange]™ could save you a lot of time, hassles and money in get your loan approved and settled.

We specialise in home loan mortgage refinancing, debt consolidations and lo doc loans for the self employed contractors and small business operators who can't verify their income.

We accept more applicant types than most lenders. To view acceptable applicants click here now.

Standard Loan

The Aumex [Australian Mortgage Exchange]™ standard home loan is for home buyers, and refinancing one loan debt only.

Residential properties in Australian cities and major regional areas.
Rural residential property acceptable, subject to Mortgage Insurer area list.
Properties up to 10 hectares, or 25 acres acceptable.
Units over 50 square meters acceptable.
High density & inner city apartments. [max 80%LVR]
Loans up to 95% loan to value ratio.

Loan Consolidation [Prime loan]

Our loan consolidation home loan allows home owners to refinance and consolidate their high interest car loans, personal loans and credit card debt with their existing home loan.

Acceptable security details as per the standard loan.
Loans up to 90% loan to value ratio.

Non genuine savings loan [Prime and Standard loan]

The non genuine savings home loan is for people without the sufficient savings record to qualify for a loan, but can acquire 10% deposit, net of costs, to put to the home.

Sources of non genuine savings can be:

Grants.
Gifts.
Borrowings from relatives and
Personal loans.

Securities accepted as per the standard loan.

Interest only loan [Standard and Prime loans]

Interest only loans can help reduce the repayments, especially in the early repayment period.

for 5 years for the standard loan. [up to 95% LVR]
for 10 years for our premium [consolidation] loan. [up to 90% LVR]

Acceptable security details as per the standard loan.

Fixed Interest Loan

The interest rate of any Aumex [Australian Mortgage Exchange] loan program can be fixed for any annual period up to 5 years.

Acceptable security details as per the standard loan.

Home Equity Loan [Line of credit]

Home equity loans using our line of credit facility.

Acceptable security details as per the standard loan.

Lo Doc Loan [No income verification required]

Acceptable security details as per the standard loan.

No Doc Loan [No income verification required]

Our no doc loan program is for people that cannot verify income. See acceptable applicants.

No business or ABN period specified. [can be start up]
LVR to a max of 65% LVR.

Acceptable security details as per the standard loan.

Nonconforming loan [minor to mild credit impairment or others outside traditional banks guidelines]

Income verified and lo doc.
LVR varies case by case.
LVR and credit impairment affects interest rate.

Acceptable security details as per the standard loan.

Bad Credit Loan [from serious credit impairment to discharge bankrupts]

Income verified and lo doc in some cases.
LVR varies case by case. Credit impairment can affect LVR accepted.
LVR and credit impairment affects interest rate. [The lower the LVR the lower the interest will be.

Acceptable security details as per the standard loan.

Construction Loan [residential

Home construction contracts.
House and land contracts.
LVR Max 90%

Land Loan [residential]

Acceptable security , land must be zoned residential.
LVR max. 90%

Investor Loan

Acceptable security details as per the standard loan.
LVR max. 90%

Non Resident loan

Maximum loan LVR is 75%
Only for finance and refinance of residential dwellings
[no construction loans]

Acceptable security details as per the standard loan.

New Zealander loan

Acceptable security details as per the standard loan.

New Zealand investors can use the equity in their NZ property to supply the deposit of the Australian investment.

To apply for a loan online click here now and select the loan program suits you best.

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