Home Loan: No saved deposit

No Saved Deposit Home Loans

If you have no savings, but both applicants have  permanent full time jobs and above average earnings, we may still we able to provide you with a home loan , through our no saved deposit home loan program.

No saved deposit does not mean no deposit, and no saved deposit loans are not so those that have low incomes, or on welfare or Centre Link payments of any kind. They are for those with high incomes, and a stable work history, but for one reason or another cannot save the required deposit to meet are normal home loan qualification.

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The down payment required is 10% of the home value, [net of your closing costs to buy the home], and this can be made up of a personal loan, the first home owners grant, a gift or a loan from family. No savings are required as long as you can meet the higher than normal qualifying income.

To apply for our no saved deposit home loan in the FlexiFree Home Loan Programs please click here now.

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