FlexiFree®; Australia's best mortgage loan!

We believe that the FlexiFree mortgage program is the best featured mortgage in Australia. You be the Judge:

General Features of the FlexiFree® mortgages include:

• Save money: Low mortgage Interest Rates
• Freedom and flexibility. mortgages that set you free.
• Save Money. mortgages Free of ongoing fees and charges.
• Save money, and keep your mortgage costs down with our ongoing free services to you.
• Customise your mortgage account with extra facilities to make life easier.
• Small business and property investors; Enjoy more free mortgage account services.
• mortgage programs that lower your bills and reduce your credit repayments.

Save money: Low mortgage Interest Rates

1. Low interest rate mortgage. A low standard variable rate on our mortgages.
2. Discount mortgage: A range of discount opportunities for every circumstance.
3. mortgage specials. We will always have limited offer specials running. So please ask us.
4. No load mortgage: We offer the same interest rate for investors as we do to homeowners. We never load a loan because you have more money or tax advantages.

If you are looking for mortgage a low interest rate, with discounts and special offers, and fair rates for investors, then click here now and apply

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Freedom and flexibility. mortgages that set you free.

1. More freedom: You are free to choose any option, and loan as long you meet our Funders and mortgage insures guidelines.
2. More Flexible guidelines: We only get paid to set your loan, so we do whatever we can to get you approved.
3. Non saved deposits  are OK: You can use the First Home owners grant as part deposit. We require 10% deposit and we can make this a non saved deposit.
4. $30,000 to 2 million can authorised as your loan amount as long as you are able to service the loan amounts.

If you are looking for a mortgage with more freedom and flexibility, then Click here now.

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Save Money. mortgages Free of ongoing fees and charges.

1. mortgage account has no monthly fees and charges.
2. mortgage account has no line fees.
3. mortgage account has no annual fees.
4. mortgage account statements are issued free.

If you want to save money and have no ongoing fees and charges on your mortgage, Click here now.

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Save money, and keep your mortgage costs down with our ongoing free services to you.

1. Unlimited Free standard transactions include:
   • Free redraw facility
   • Redraw unlimited amounts, subject to available credit, at any time, free!
   • Free voluntary repayments facility.
   • Make voluntary repayments anytime, free.
   • Free Internet banking. Unlimited and free.
   • Free Telephone banking, subject to phone charges to 13 number.
2. Generous Non-standard transactions allowance. [6 allowed on the standard premium accounts] and can include:
   • Direct salary crediting,
   • Direct salary crediting facility provided free at application stage.
   • Make payments straight from your salary to your loan account.
   • Make direct payments from rental payments from investment properties.
   • Making direct debit payments to 3rd parties, and
   • Making BPay payments to 3rd parties.

If you want to save money on you mortgage on an ongoing basis, and have free direct salary crediting click here and apply now.

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Customise your mortgage account with extra facilities to make life easier.

1. You can have the repayments set at weekly, fortnightly or monthly.
2. You can choose the day and date  that your repayment start to balance in with your paydays.
3. Lower you repayments by paying only interest free for up to 10 years.
4. If you choose the line of credit option, you can make no repayments on your line of credit facility for up to 10 years [condition apply that you have sufficient equity and credit in the line of credit to do this.]
   • You can also use the line of credit to balance the up and downs of cashflow in seasonal businesses.
   • You can also use our line of credit [FlexiMate] to reduce your mortgage and eliminate it in half the time or less.
5. You can have a cheque book included with the loan account.
   1. If you choose the Line of credit option you can get a cheque book and credit card included with your loan.
   2. The credit card can be auto swept every month to minimise your credit costs.

If you want a customised mortgage with extras that suit your lifestyle, please click here.

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Small business and property investors; Enjoy more free mortgage account services.

1. You can have your mortgage account split up to four sub accounts free on application.
2. You can have splits included for personal, home, investment and business.
3. You can link your credit card to the mortgage account.
4. You can link a cheque book to your mortgage account.

If you are in small business or a property or other investor type and you want to have free multiple accounts or credit card and cheque book linking, that make it easy to do your tax accounting, please apply by clicking here now.

mortgage programs that lower your bills and reduce your credit repayments.

1. You can consolidate all your multiple loans into one mortgage. No limits here.
2. You can consolidate high interest credit cards, personal loans and store credit cards all at our low mortgage rates here.
3. You can reduce the amount of credit bills you receive to just one a month with Aumex [Australian Mortgage Exchange].
4. You can save up to a thousand dollars, or more, in credit bills every month, depending on your current situation, and the proposed new loan facility. [We can work this out for you]

If you want to consolidate your credit bills into one low rate mortgage, and reduce the amount of money you spend on finance and credit cards, apply by clicking here now.

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